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Mortgage Rates 30 year fixed $300,000 purchase in 20149 | 20% Down | All Points | 740+ Credit Score
$1,518 / month APR: 4.532%
Rate: 4.490%
Fees: $1,469
Points: 0.000
Lock: 30 days
Fri Sep 21
$1,520 / month APR: 4.533%
Rate: 4.500%
Fees: $1,152
Points: 0.000
Lock: 30 days
Fri Sep 21
$1,520 / month APR: 4.500%
Rate: 4.500%
Fees: $0
Points: 0.000
Lock: 30 days
Fri Sep 21
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Mortgage Calculator Help

Purchase price
This is total sales price of your new home in whole dollars. This amount, less any down payment, will be the amount you borrow from your bank.
Down payment
Enter the percentage of the Purchase price that you plan to pay upfront. If, for example, you plan to make a $25,000 down payment on a $250,000 home, enter 10 here.
Mortgage term
Determine the number of years over which you'd like to pay your mortgage and enter it here. Common values are 10, 15, and 30.
Interest rate
Enter the actual interest percentage your bank will apply to the amount you borrow. Do not include any Private Mortgage Insurance (PMI) percentages your bank may require.
Property tax
Enter the yearly tax you'll pay on the value of your property.
Property insurance
Determine the yearly amount to insure your property and enter it here.
HOA fees
A homeowners association fee (HOA fee) is the amount of money that must be paid monthly by owners of residential properties.
PMI
If your down payment is less than 20% of your home's purchase price, your bank may require you to pay an additional yearly percentage of your home's purchase price in the form of Private Mortgage Insurance (PMI). If so, enter the PMI percentage here.
First payment date
From these drop-down menus, select the month and year that your mortgage payments will begin.
Amortization
Choose whether you'd like to see your mortgage payment schedule, including principal, interest, tax, insurance, PMI, and balance, on a yearly or monthly basis. If you don't want to see a detailed amortization schedule, choose don't show.

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