Mortgage rates
Current mortgage rates · week of June 25, 2026
| Week | 30-yr / 15-yr fixed |
| June 25, 2026 | 6.49% / 5.84% |
| June 18, 2026 | 6.47% / 5.81% |
| June 11, 2026 | 6.52% / 5.84% |
| June 4, 2026 | 6.48% / 5.79% |
| May 28, 2026 | 6.53% / 5.87% |
| May 21, 2026 | 6.51% / 5.85% |
| May 14, 2026 | 6.36% / 5.71% |
| May 7, 2026 | 6.37% / 5.72% |
U.S. weekly averages — Freddie Mac Primary Mortgage Market Survey via FRED.
Connecticut Mortgage Overview
Known as the 'Constitution State' with Yankee Doodle as its state song, there are many reasons to live in Connecticut besides a love for your country. Connecticut is as beautiful as it is charming and it has a deep culture and history that makes it one of the most unique places to live.
The median home price in Connecticut is around $445,000.
If you're thinking about moving to Connecticut, here are the top loan options:
Connecticut conventional loans
Conventional loans are for 'good credit' borrowers or borrowers with a decent credit history. You shouldn't have a lot of debt outstanding or recent late payments. With just 3 percent down, you can secure this attractive financing option to buy a Connecticut home.
Connecticut FHA loans
If you've had some credit troubles in the past or your debt level is higher than you'd like to admit, the FHA loan offers a great option. With just a 580 credit score and 3.5 percent down or a 500 credit score and 10 percent down, you could become a homeowner with low interest rates and great terms.
Connecticut VA loans
Veterans moving to the beautiful state of Connecticut have the advantage of the 100 percent VA loan. You don't need a down payment or perfect credit. Just prove you make enough money to cover your bills and the daily cost of living and you're on your way to owning a home with no down payment.
Connecticut USDA loans
If none of the above options work and you don't mind living in a rural area, the Connecticut USDA loan is a great option. You need a 640 credit score, but don't need a down payment. The USDA loan is for low to moderate-income families who can't qualify for any other financing.
First-Time Homebuyer Programs in Connecticut
CHFA Down Payment Assistance Program
The DAP offers assistance up to $20,000 if you secure a CHFA mortgage loan. You must contribute $1,000 of your own funds but will receive up to 3 percent or the minimum down payment requirement for your loan program. You must attend homebuyer counseling but will get down payment assistance in return.
HFA Advantage and HFA Preferred
If you buy a home within the CHFA housing limits, you may qualify for these below-the-market interest rate programs. With no upfront mortgage insurance and attractive rates, the HFA programs make it easier for first-time buyers to secure a loan.
CALP
If your household income exceeds the limits for the HFA Advantage programs, the CALP program may help. Also for first-time homebuyers, the program offers no upfront mortgage insurance and below-market interest rates. You must be a first-time homebuyer or not have owned a home in the last 3 years.
Military, Police, and Teachers Home Ownership
Program
The CHFA also offers the same program to military members, police officers, and teachers, but with an additional 0.125 percent off the interest rates.
Disabled Persons Home Ownership Program
The CHFA provides disabled persons with a low interest mortgage program with proof of your disability and/or disability income.