15 Year Mortgage Rates
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15 Year Fixed Mortgage Rates
Last updated: Jan 14, 2026
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Loan purpose:
Purchase
Refinance
State:
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Purchase price:
Property value:
$
LTV:
100% LTV
97% LTV
96.5% LTV
95% LTV
93% LTV
90% LTV
85% LTV
80% LTV
75% LTV
70% LTV
65% LTV
60% LTV
55% LTV
50% LTV
Down payment:
0% down
3% down
3.5% down
5% down
7% down
10% down
15% down
20% down
25% down
30% down
35% down
40% down
45% down
50% down
Loan amount:
$250,000
Credit score:
740-850 FICO
720-739 FICO
700-719 FICO
680-699 FICO
660-679 FICO
640-659 FICO
620-639 FICO
350-619 FICO
Points, Loan Types and Products
Points:
0 Points
Up to 0.5 Points
Up to 1.0 Point
Up to 1.5 Points
Up to 2.0 Points
Up to 2.5 Points
Up to 3.0 Points
Loan types:
Conventional
FHA Loan
VA Loan
Loan products:
30-Year Fixed
20-Year Fixed
15-Year Fixed
10-Year Fixed
10-Year ARM
7-Year ARM
5-Year ARM
3-Year ARM
1-Year ARM
